- 1/ 486 Lower Heidelberg Road, Heidelberg 3084
- 1300 921 327
- Mon - Fri: 9:00am - 6:00pm
Your Partner in Tailored Mortgage and Finance Solutions
Experience personalized service and expert guidance for all your mortgage and financial needs.
Benefit from our dedicated team approach, ensuring personalized, seamless finance solutions every step of the way.
We collaborate with multiple lender panels to find the best options tailored to your specific needs and goals.
Receive annual reviews and proactive recommendations to keep your loans competitive and aligned with your evolving financial situation.
Next Generation Mortgages, is a family owned business which started trading in March 2015 under the name Next Generation Mortgages, to be consistent with our full service of finance solutions – we are no longer just about mortgages!
The business is owned 100% by managing director Andrew Melling, but operates with multiple brokers and the support of administrative staff, to ensure service quality is paramount and front and centre of everything we do.
Andrew Melling operated as a financial adviser for 20 years before deciding to sell his financial planning business to focus on the finance needs of our clients and referral partners. We now assist multiple other financial advisers, accountants, and lawyers with their own clients, offering a truly boutique service. We are predominantly a referral only business; our clients come organically from friends, colleagues and family of existing clients, as well as from our custom selected referral partners. You can see all of our partners in the Community section of our website, and feel free to let us know if you would like to tap into their expertise
Tailored Financial Solutions
Loan Refinancing
First Home Buyers
Personal Loans
Our dedicated team is here to help you navigate your financial journey, offering tailored solutions for mortgages, loans, and investments. Let's work together to achieve your goals!
Experience stress-free financial solutions with our expert team dedicated to helping you achieve your goals.
At Next Generation Mortgages, we provide personalized service with a team-based approach, ensuring multiple experts collaborate to offer the best finance solution for you. Whether you're buying a home, starting a business, or financing a vehicle, our experienced team has settled thousands of loans, delivering accurate, timely assistance without the stress of relying on just one person.
Benefit from a collaborative approach where multiple brokers work together to deliver optimal financial solutions.
We handle all aspects of the process, reducing the stress and complexity of significant financial decisions.
Access to more lenders
At Next Generation Mortgages, we understand that working with a single aggregator limits access to a full range of lenders. That’s why we ensure that clients benefit from all available aggregation groups, providing the best possible finance solution tailored to their needs.
For specific professions like teachers and nurses, some lenders offer specialized loan packages with reduced costs, such as mortgage insurance waivers. We assign the most suitable broker for each client to ensure they receive optimal financial outcomes through expert triage and personalized service.
Utilize lenders from all aggregator groups for comprehensive options.
Access exclusive loan products for specific occupations like teachers and nurses.
Clients are matched with the broker best suited for their needs.
Qualified clients can avoid costly mortgage insurance with specific lenders.
At Next Generation Mortgages, we prioritize ongoing support by conducting annual reviews of your loan arrangements, ensuring competitiveness and suitability over time. Using advanced technology, we identify better products, such as lower rates or cash-back offers, for your evolving financial needs.
Our commitment to service extends beyond loan settlement. Whether freeing up cash flow or leveraging your home’s equity, we collaborate with your accountant, lawyer, or financial planner to optimize your position, ensuring your loan aligns with your goals and changing circumstances.
Mortgage experts
Combined Years experience
